Is Apple Pay secure?
Posted by Lana


apple pay security

Apple Pay is makes a purchase using a single step holding an iPhone near the payment terminal of a participating merchant while a finger is on Touch ID. Online payments in apps are also reduced to a single tap with Apple Pay, also verified via Touch ID. Thus with Apple Pay, there is no need to take out a credit card or confirm the authenticity of a credit card with a driver’s license or ID card. This one-step process works anywhere NFC-based contactless payments are accepted.

There’s no need to open an app or even wake your display thanks to the Near Field Communication antenna in iPhone 6. To pay, users must hold their iPhone near the contactless reader with their finger on Touch ID. Users don’t even have to look at the screen to know if their payment information was successfully sent. A subtle vibration and beep let them know.

All data is stored on the iPhone and protected by several built-in security systems, including Touch ID. To keep transactions secure, Apple uses a method known as “tokenization,” preventing actual credit card numbers from being sent over the air. Apple also secures payments using Touch ID in the iPhone 6 and skin contact with the Apple Watch.

After you add an item to an online cart and initiate the checkout process, you can select Apple Pay as the payment method. After that, the shipping/billing address associated with the credit or debit card on file is automatically entered, as is a user’s name. The purchase is confirmed via Touch ID. During this process, you can change some data, like a shipping address, which is useful when ordering a gift.

Within the Apple Pay and Passbook section in the Settings app, you will see credit card details and a list of recent transactions for each card that has been scanned into the phone. This section also allows users to get access to a relevant bank application and control push notifications.

In-store returns are also easy. When returning an item purchased via Apple Pay in an Apple Store, users can tap their iPhone 6 or 6 Plus against a payment terminal which displays their recent in-store transaction information.

Apple has placed a heavy emphasis on security of Apple Pay, to assure iPhone owners that their payment information is safe. It is safer on an iPhone than inside of a wallet. According to many experts, the way Apple Pay has been designed to work makes it the most secure payments scheme on the planet.

When a credit or debit card is scanned into Passbook for use with Apple Pay, it is assigned a unique Device Account Number, or “token,” which is stored in the phone rather than an actual card number. Actually, the iPhone has a special dedicated chip called a Secure Element that contains all of a user’s payment information, and credit card numbers and data are never uploaded to iCloud or Apple’s servers. When a transaction is made, the Device Account Number is sent via NFC, along with a dynamic security code unique to each transaction. Both of them are used to verify a successful payment.

The dynamic security code is a one-time use cryptogram that replaces the credit card’s CCV. The system uses this code to ensure that a transaction is being conducted from the device containing the Device Account Number.

Along with Device Account Numbers and dynamic security codes, Apple authenticates each transaction through Touch ID. Whenever a transaction is conducted with an iPhone, a user must place a finger on Touch ID for the payment to go through. With the Apple Watch, authentication will be done through skin contact. When the watch is placed on the wrist, a user will be prompted to enter a passcode. After a passcode is entered, as long as the device continues to have contact with the skin (which is monitored through the heart rate sensors), it will be able to be used to make payments. However, if skin contact is lost, it can no longer be used to make payments. Both Touch ID and the skin contact authentication method in the Apple Watch will prevent someone who has stolen an iPhone or Apple Watch from making an unauthorized payment.

A user’s credit card number is never shared with merchants or transmitted with payments. Store clerks and employees do not see a user’s credit card at any point, and they also do not have access to personal information like name or address because an ID is not required for verification purposes. If an iPhone is lost, the owner can utilize Find My iPhone to suspend all payments from the device, without needing to go through the hassle of canceling credit cards.

Apple has partnered with the three major credit card companies in the United States: Visa, MasterCard, and American Express. Apple has also signed deals with major banks, and Apple has pledged to continue adding more banks.

Anyway, Apple Pay will change how you pay with breakthrough contactless payment technology and unique security features built right into the devices you have with you every day. So you can use your iPhone, Apple Watch, or iPad to pay in a simple, secure, and private way.

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Apple Pay
Posted by Lana

Apple PAy





Your wallet without the wallet

According to Apple CEO Tim Cook, Apple Pay will “forever change the way all of us buy things.” It is a new mobile payments service which is available through the iOS 8.1.

Apple Pay is designed to allow iPhone 6 and 6 Plus users in the United States to make payments for goods and services with their iPhones, both in stores and within participating apps, using an NFC chip built into the iPhone 6, the iPhone 6 Plus, and the Apple Watch.

To keep transactions secure, Apple uses a method known as “tokenization,” preventing actual credit card numbers from being sent over the air. Apple also secures payments using Touch ID in the iPhone 6 and skin contact with the Apple Watch.

Apple Pay is makes a purchase using only a single step holding an iPhone near the payment terminal of a participating merchant while a finger is on Touch ID. Online payments in apps are also reduced to a single tap with Apple Pay, also verified via Touch ID. This one-step process prevents people from needing to dig through a purse or wallet to find credit cards, and it works anywhere NFC-based contactless payments are accepted.

With Apple Pay, there is no need to take out a credit card or confirm the authenticity of a credit card with a driver’s license or ID card. All data is stored on the iPhone and protected by several built-in security systems, including Touch ID.

Actually, Apple Pay works remarkably smooth and has been described as the smoothest payment system on the market, which is much faster than pulling out a credit card, wiping it, and typing a Pin or signing a receipt. Touch ID adds a real sense of security.

Once the service is enabled through an update to iOS 8, the credit card that is attached to a user’s iTunes account will be transferred automatically to Passbook, which is a key element of Apple Pay. Additional credit and debit cards can also be uploaded to Passbook using the phone’s camera.

The cards stored within Passbook can then be used to make payments both in retail stores and online.

When a purchase is made with Apple Pay, users will feel a subtle vibration and hear a beep to confirm the purchase is complete. Making a payment online is equally as simple, as it uses the same credit card and authenticates with Touch ID in participating apps that have adopted the Apple Pay API.

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iPhone Roaming data
Posted by Lana


You wonder if is it possible to get the iPhone to show how much roaming data you have spent within a given period. Or you don’t want to use roaming at all. For example, you are headed overseas and will want to use wi-fi but not the phone services. The answer is definitely yes. You can use default settings or apps from the app store.

Depending on what service provider you are using they should have an app on the app store that you can download free of charge and see how much data you have used and how much you have left, as well as any other data you may need. However, some carriers have up to one month delays on roaming data, so it’s kind of useless to use as a guideline for how much you are spending when you are on vacation and using roaming.

So the best and simplest way would be as follows:

Go to Settings – tap Cellular – tap the Data Roaming to change the setting, for example, to switch data off completely or to turn data services on.

This option shows how much data has been used with a separate entry for roaming. It also shows how much data individual apps are consuming. You can turn off any applications that are not needed. Of course, if turn them off, you’ll save data usage if you’re trying to keep it down. Even more, if you want to start monitoring data usage from a given point you may want to scroll down to the bottom and tap Reset Statistics.

To save money, you also can put you iPhone on airplane mode, and switch the data roaming and voice roaming to off.

Note that some of these options may look different depending on country and carrier.

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 iPhone roaming data

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iOS troubles

If you can’t update your device (iPhone, iPad, or iPod touch) wirelessly, it may be for one of these reasons:

  • Not enough available storage space: Tap Settings > General > Usage to see how much space your content uses. If your iPhone, iPad or iPod don’t have enough space to download and install the update, you can use iTunes to update your device. Before you make any updates, back up your device to iCloud or iTunes. Use iTunes to create space if you don’t have enough, or remove content from your device. Here’s how to do it: Plug in your device to a power source. Tap Settings > General > Software Update.

If you can’t connect to iTunes, you can make room for the update by removing content on your device that you don’t use. Touch Usage Settings in the Software Update screen.

  • Download takes a long time, or you can’t reach update server: Updates require a persistent Internet connection. The time it takes to download the iOS update will vary according to the size of the update and your Internet speed. To improve the speed of the download, avoid downloading other content. Otherwise, you may use the device normally. iOS will notify when user can install the update.

If you get a message “an error occurred downloading iOS,” try again later. If the issue persists, tr another network or use iTunes to update your device.

  • Update does not complete: If you’re installing the update and the progress bar moves slowly, be patient. The time an update takes depends on the size of the update and the number of files on the device. Updating over the air, keep your device connected to a power source so that it doesn’t run out of power. If the device does run out of power, connect it to a power source and turn it on to let the update or restore complete. If the progress bar hasn’t moved for an extended time, try restarting your device. If you still see the issue after you restart and your device appears frozen or unresponsive, you can try and restart it. If it is still unresponsive, reset it.
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What is Mac?
Posted by Lana



Mac or Macintosh is a series of personal computers designed, developed, and marketed by Apple Inc.

The very first Macintosh computer was launched in January 24, 1984 as thefirst mass-market personal computer featuring a mouse and an integral graphical user interface. Users communicated with the original 1984 Mac computer, using a metaphorical desktop that included icons of real life items, instead of abstract textual commands.

This first Apple model is known as “Macintosh 128k” and the Macintosh product family has been nicknamed Mac since the development of the first model.

The Mac, however, was too expensive. The IBM PC overtook thus the general market, but Macintosh systems found success in education and desktop publishing.

Since the distant epoch, Apple has always been one of the largest personal computers manufacturers. In 1998, Apple consolidated its multiple consumer-level desktop models into the all-in-one iMac G3, which became a commercial success and revitalized the brand. Today, the current lineup comprises three desktops – the all-in-one iMac, entry-level Mac mini, and the Mac Pro tower graphics workstation, as well as three widely known laptops – MacBook Air, MacBook Pro, and MacBook Pro with Retina display.

Apple facilitates all aspects of its hardware and creates its own operating system that is pre-installed on all Mac computers. Unlike IBM PC compatibles, where multiple sellers can integrate hardware intended to run another company’s operating system, Apple exclusively produces Mac hardware, choosing internal systems, designs, and prices. Apple also develops the operating system for the Mac. However, Macs are capable of running non-Apple operating systems such as Linux, OpenBSD, and Microsoft Windows with the aid of Boot Camp or third-party software.

In recent history Apple has generally dominated the premium PC market, in 2009 having a 91 percent market share for PCs priced at more than $1,000. The Apple Macintosh takes about 40-45 percent of operating profits in the PC industry (Dell Inc., Hewlett Packard, Lenovo, Asus, Acer, etc. having the rest of the market).

Sales of Macintosh have held steady, in comparison to Apple’s sales of the iPhone and iPad which increase significantly. MacBooks are focused on the ultraportable niche that is the most profitable and only growing segment of PCs. Generally, each year Apple’s Macintosh rank second or third on the “list of intended brands for desktop purchases” holiday season.

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Apple has reinvented the mobile phone with its revolutionary iPhone and App Store. iPhone 6 and iPhone 6 Plus, the biggest advancements in iPhone history, will arrive in 36 additional countries and territories across Europe, Asia, the Middle East, Latin America and Africa by the end of October. Thus these smartphones will be available in a total of 69 countries and territories by the end of the month. Apple says that these devices are on track to be available in more than 115 countries by the end of the year. This advancement will make it the fastest iPhone rollout ever.

The new iPhones come with iOS 8, featuring a simpler, faster and more intuitive user experience with new Messages and Photos features, predictive typing for Apple’s QuickType keyboard and Family Sharing. iOS 8 also includes the new Health app, giving users a clear overview of their health and fitness data and iCloud Drive.

iPhone 6 and iPhone 6 Plus feature 4.7-inch and 5.5-inch Retina HD displays in an all-new dramatically thin and seamless design, very comfortable to hold and easy to use. Both models include the Apple-designed A8 chip with second generation 64-bit desktop-class architecture for blazing fast performance and power efficiency; advanced iSight and FaceTime HD cameras, as well as ultrafast wireless technologies.

Phone 6 comes in gold, silver or space gray. This phone is available in the US for a suggested retail price of $199 for the 16GB model, $299 for the 64GB model and a new 128GB model for $399 with a two-year contract. iPhone 6 Plus comes in gold, silver or space gray, and is available in the US for a suggested retail price of $299 for the 16GB model, $399 for the 64GB model and $499 for the new 128GB model with a two-year contract. Both models will be available from the Apple Online Store, carriers and select Apple Authorized Resellers.

Let’s remind you that Apple also designs Macs, the best personal computers in the world, along with iLife, iWork and professional software. Apple leads the digital music revolution with its iPods and iTunes online store.

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Think different
Posted by Lana


Think different is an advertising slogan created by Apple Computer Inc. in 1997. Indeed, it is not easy to think outside of the box, but it is worth trying.

In an interview with Peter Burrows in Bloomberg Businessweek, in 2004, Steve Jobs said: We, Apple, do things where we feel we can make a significant contribution. That’s one of my other beliefs”.

For Apple it was possible to think differently from the beginning because the company base its own success on innovative technology. In everyday life, however, there are so many occasions for identifying new ideas that it is worth trying. Taking the initiative means improving the way you work and starting something on your own. If you sell electronic devices, for instance, try to offer something new and unexpected.

You should always challenge with candor. Challenging with candor should first start from a personal perspective – challenge yourself to improve your own understanding of your tasks and of the people around you. Ultimately try to understand yourself better.

Having a candid attitude toward every subject and applying it to any conversation ultimately leads to improvement.

Every time things are not clear, try to ask yourself “the reason why” and look for the answer. This will enable you to produce a mental shift.

Sometimes you do a great job, but people are so busy that they don’t notice you. Therefore you need to make your efforts interesting. Be ready thus to use every opportunity to do so. Arrive early at the office, leave after your manager and cook something special for your family this Sunday.

Keep in mind that the law of compensation states that everything you do will come back amplified to you in the future. Therefore, every time you want to benefit from this law you have to give in the first place, without worrying about the intermediate outcome of your actions.

Find a metric to measure how your efforts are reimbursed. It may be the consideration of your friends, the preference of your customers, your salary and so on. Give more in the first place and be ready to see the results.

think different


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iPad Tips
Posted by Lana


iPad Tips



iPads tips

Some useful features of iPad with iOS 8.

To quickly respond to a notification, slide the notification up to dismiss it. You can also pull it down to reveal actions you can take. For example, with an iMessage, if you pull the notification down you then can reply right there.

To send an audio message, in Messages, touch and hold the record audio button. After you have recordeded the message, swipe up to send the recording. To delete it, swipe left.

To quickly manage your mail, swipe a message to the right to mark it. Swipe left for other options, and swipe farther to delete it. You also can change the actions in Settings > Mail, Contacts, Calendars > Swipe Options.

If you like the song playing on the radio, or in a café, or anywhere else, you can ask Siri about the title of the song, as Siri knows the tune

If you are waiting for a response to an email and want to get reply notifications, when viewing a message, tap the mark message button, then tap Notify Me.

To reach your favorite people, double-click the Home button, then tap a recent contact to call or message.

To see what time messages were sent, just drag a bubble to the left.

 You can buy an app once, and the rest of your family can use it too. With Family Sharing, all family members can share purchases even if they have their own accounts. To set it up, go to Settings > iCloud.

You can use the shutter timer to include yourself in your photos. To take selfies, frame your shot, tap the timer button and the number of seconds, then tap the shutter button and jump into the shot.

When typing Internet addresses, touch and hold the period on the keyboard to pick from different suffixes, like .com (but only in apps that support it).

To save photos from incoming messages, tap Details, touch and hold a photo, then tap More. Select the photos and tap Save Images. Now you can view and edit them in the Photos app.

If you want to go to a cinema, you can ask Siri what’s playing nearby. You can watch trailers, read reviews, buy tickets for some theaters.

To gather your best shots in one album, tap the favorite button to select pictures you love, and they’re automatically gathered in the Favorites album.

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Macintosh 128

Apple launched its Macintosh project in September 1979, when Jef Raskin, an Apple employee, envisioned an easy-to-use, low-cost computer for the average consumer.

They say that Jef Raskin wanted to name the computer after his favorite type of apple, the McIntosh. The spelling was changed to “Macintosh” for legal reasons as the original was the same spelling as that used by macintosh Laboratory, Inc., the audio equipment manufacturer. Steve Jobs requested that Macintosh Laboratory, Inc. give Apple a release for the name, however with its changed spelling, but the laboratory denied the request. That forced Apple to eventually buy the rights to use the name. (Rumous say that Apple changed the spelling only after early users misspelled McIntosh. However, Jef Raskin had adopted the Macintosh spelling by 1981, when the Mac computer was still a single prototype machine in the lab, so no users could misspell the name).

When Apple started hiring for the project, Raskin asked his long-time colleague, Brian Howard, to join him. Then Burrell Smith, a self-taught engineer who worked as a service technician, joined the team.

Over the years, Jef Raskin assembled a large development team that designed and built the original Macintosh hardware and the original version of the Mac OS operating system that the computer ran.

Burrell Smith’s first Macintosh board was built to Raskin’s design specifications and had 64 kB of RAM. It used the Motorola 6809E microprocessor, and was capable of supporting a 256×256-pixel black-and-white bitmap display. By December 1980, Smith had succeeded in designing a board that not only used the 68000, but increased its speed from 5 MHz to 8 MHz. This board had the capacity to support a 384×256-pixel display. The final Mac design was self-contained and had the complete QuickDraw picture language and interpreter in 64 kB of ROM – far more than most other computers. The prototype had 128 kB of RAM, in the form of sixteen 64 kilobit (kb) RAM chips soldered to the logic board. There were no memory slots, but RAM was expandable to 512 kB by means of soldering sixteen IC sockets to accept 256 kb RAM chips in place of the factory-installed chips. The final screen was a 9-inch, 512×342 pixel monochrome display, exceeding the size of the planned screen.

The innovative design set off shock waves within Apple, capturing the attention of Steve Jobs, co-founder of Apple, but Jef Raskin left the team in 1981 over a personality conflict with Jobs.

After hearing of the pioneering GUI technology being developed at Xerox PARC, Steven Jobs had negotiated a visit to see the Xerox Alto computer and its Smalltalk development tools. The Macintosh user interface was finally influenced by technology seen at Xerox PARC and was combined with the Macintosh group’s own ideas. Jobs also commissioned industrial designer Hartmut Esslinger to work on the Macintosh line, resulting in the “Snow White” design language (it was implemented in most mid- to late-1980s Apple computers).

However, Jobs’ leadership at the Macintosh project did not last; after an internal power struggle with new CEO John Sculley, Jobs resigned from Apple in 1985. He went on to found NeXT, another computer company targeting the education market, and did not return until 1997, when Apple acquired NeXT.

 The first Mac, the famous Macintosh 128K was manufactured at an Apple plant in Fremont, California.

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Apple Store
Posted by Lana


The Apple Store is a chain of retail stores, dealing with iPhones, iPods, iPads, Macintosh computers, software and other electronics such as Apple TV. All Apple stores offer a Genius Bar for technical support and repairs, as well as workshops. Some stores feature a studio for training with Apple products.

Many Apple stores are located inside shopping malls, but Apple has a few stand-alone stores in high-profile locations in many countries in the world. In total, Apple has about five hundred retail stores in many countries. An online Apple store is available in more than 40 countries.

According to many experts, the Apple Stores have turned the boring computer sales floor into a playroom filled with amazing gadgets.

 It was Steven Jobs who launched the idea of a new concept of computer store. He strongly believed that the Apple retail program needed to fundamentally change the relationship to the customer. Jobs began thus investigating options to change the model. In 1999, Jobs recruited Millard Drexler who supported Job’s retail stores initiative to serve on Apple’s board of directors

On May 15, 2001, Steven Jobs hosted a press event at Apple’s first store at the Tysons Corner Center mall in Fairfax County, in Tysons Corner, Virginia, US. The first two Apple Stores opened on May 19, 2001. More than 7,700 people visited Apple’s first two stores in the opening weekend, spending a total of US$599,000!

Many analysts predicted the failure of Apple Stores, but the new retail concept established its merits and the momentum provided by the introduction of the iPod drove enormous interest in the Apple brand.

Originally, Apple Stores contained a dedicated point-of-sale (POS) station. In 2006, Apple introduced a new store layout and design with surgical-grade stainless steel walls and backlit signage. Actually, a dedicated point-of-sale station still exists in most of these stores to facilitate transactions not paid for by credit card.

Globally, Apple Stores have changed the world landscape for consumer electronics retailers and influenced other technological companies to follow suit.  The successful experience that Apple had with its retail stores has been applied to Disney Stores, since Jobs was elected to that company’s board of directors in 2006.

Every Apple Store employee is provided with a training manual that teaches him or her marketing and selling techniques.

Keep in mind that all Apple Stores feature a Genius Bar, where customers can receive technical advice or set up service and repair for their products. The Genius Bar provides software support for Mac OS X and hardware service on products that are not classified vintage or obsolete. However, in most cases the Geniuses will at least attempt to assist customers with older hardware. Curiously, visitors to the Genius Bar were offered free Evian water, but Apple dropped this amenity in February 2002.

To address increasing numbers of iPod customers at the Genius Bar, some new stores also feature an iPod Bar. Many stores also feature a station called The Studio, a Genius Bar-like setting where customers can meet with a “Creative” and receive help with projects ranging from organizing a photo album to music composition to film editing.

Apple Store openings have become special events among avid Macintosh users throughout the world. Opening day attracts thousands of customers who line up early in the morning or even the night before. Most openings are accompanied by giveaways of prizes such as t-shirts and “lucky bags” at flagship store openings.

Apple Store

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